Business Checking Accounts
|
SMALL BUSINESS CHECKING |
BASIC BUSINESS CHECKING |
COMMERCIAL CHECKING |
COMMUNITY CHECKING |
|---|---|---|---|---|
|
Does this account earn interest? |
No |
No |
No |
No |
|
What’s the minimum to open the account? |
100.00 |
100.00 |
100.00 |
100.00 |
|
Is there a Monthly Maintenance Fee? |
No |
8.00/statement cycle |
12.00/statement cycle |
No |
|
Can the Monthly Maintenance Fee be waived? |
N/A |
YES account has minimum $2,000 average ledger balance OR ACH origination with us |
N/A |
N/A |
|
How many free items (transactions) do I get? |
100 items Excess Transaction |
300 items Excess Transaction Fee-$.25 |
N/A Credit Item Fees: $.07 on-us checks $.12 not on-us checks
|
500 items Excess Transaction Fee-$.25 |
|
Is Bill Pay free? |
YES if you pay a minimum 1 check/month* |
YES if you pay a minimum 1 check/month* |
YES if you pay a minimum 1 check/month* |
YES if you pay a minimum 1 check/month* |
|
Are ATM Withdrawals free? |
YES If you are using Shazam Privileged Status Network ATM’s 
|
YES If you are using Shazam Privileged Status Network ATM’s
|
YES If you are using Shazam Privileged Status Network ATM’s
|
YES If you are using Shazam Privileged Status Network ATM’s
|
|
Can I get a paper statement? |
YES - $2.00/month |
YES - $2.00/month |
YES - No charge |
YES - No charge |
*5.00/month fee applies if at least one check/month is not paid though bill pay.
This is not a complete disclosure of account guidelines and fees.
Please contact a Business Banker for complete details.
Use our Business Online Banking if you want to pay your employees using direct deposit!
